InstaPlay Lets You Play Now!

At, we know that you often have to balance your gear needs against your limited budget. That's why we created the InstaPlay plan. When you choose the InstaPlay option at checkout, you can spread the cost of your gear purchases across three payments. How cool is that?

What do you need to use InstaPlay? Just a current Visa, MasterCard, Discover, American Express, Diners Club, or JCB card. InstaPlay doesn't charge interest. It's a can't-miss solution to your gear-buying dilemmas.

Here's How InstaPlay Works

  • Add the gear you want to your cart and select the InstaPlay option.
  • Pay the first of three installments, plus a $10 processing fee, using your existing credit card.
  • We'll charge your card for the next third of your balance one month from the date of your order.
  • Then we'll charge your card for the remaining third of your balance two months from the date of your order.

The Fine Print

A one-time $10 processing fee plus any applicable shipping charges and taxes will be charged on your first payment. This offer is limited to purchases of $2,000 or less.

Before placing your order, please read the following terms of the InstaPlay plan:
  • By proceeding with the InstaPlay plan, you guarantee that you will keep enough credit available on the Visa, MasterCard, Discover, American Express, Diners Club, or JCB card you have provided so that future installments can be billed to that card. If the card expires or is canceled, you agree to notify and supply an alternative card with the necessary funds available before the next payment is due.
  • The card you provide for payment must be issued by a financial institution within the United States or its territories and protectorates. The order must ship to an address located within the United States or its territories and protectorates. You must also have a U.S.-issued Social Security Number for credit verification.
  • At the time of shipping, we will bill your card for the first monthly payment and a processing fee of $10.00. If Indiana tax or shipping charges apply, they will be added to the first payment.
  • The second payment will be billed to your card one month from the initial payment date, and the final payment will be billed two months from the initial payment date. A late payment fee of $15.00 may be imposed for each installment payment that cannot be funded in a timely manner. may report past-due payments to credit agencies.
  • This offer is limited to purchases of $2,000 or less. If your purchase total is more, you can still make three payments on the first $2,000, and then pay the remaining balance at the time of purchase.
  • This program is subject to credit approval. We may pull a copy of your credit report to approve your application. Your Social Security Number may be required in order to process your application for the InstaPlay plan.
  • NOTE: Apple products are not eligible for the InstaPlay offer.

Love Letters

‘‘ WOW!!! I WON, I WON. Gearnuts kicks a**, I can't believe I actually won the January giveaway, a beautiful EG-1 Traveler Guitar. Got it fast, unpacked it and after very little tuning it played great, I love it and need it, Perfect. Thanks again I am a repeat customer and will be getting a Gibson real soon from you. ’’ – Earl Snyder, Miami, FL

Send us your love letter

Earl, you're an inspiration to everyone who says they never win anything! (Except the Crew here at GearNuts, because we're not ALLOWED to win any of our contests. Sigh.)

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