GearNuts.com knows that your gear lust and your budget don't necessarily sync up all the time. Here's the solution: the GearNuts.com NOW Card! This musician-friendly credit card lets you buy new gear for your studio or live rig NOW and make convenient monthly payments. There's no waiting for approval on loan applications, and no delay while your check clears.

A Card Backed by the Security of Synchrony Financial

The GearNuts.com NOW card is backed by the financial stability of a company which has been trusted with consumer finance since 1932. Synchrony Financial – formerly GE Capital Retail Finance — can help you finance your musical dreams and make them reality.

NO INTEREST for 6 Months

When you purchase from GearNuts.com using your NOW Card, you'll enjoy NO INTEREST for six full months.* This offer makes getting the gear you need even easier! See full details below.

Apply Now

On purchases made with your GearNuts.com NOW Card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within six months or if you make a late payment. Minimum Monthly Payments Required. See below for full details.

*Valid on purchases made on your GearNuts.com NOW Card account. On promo purchase balance, monthly payments required, but no Finance Charges will be assessed if (1) promo purchase balance paid in full in six months, and (2) all minimum monthly payments on account paid when due. Otherwise, promo may be terminated and Finance Charges will be accrued at the Purchase APR and assessed from purchase date. Regular rates apply to non-promo purchases and optional charges. Promo purchases on existing accounts may not receive full benefit of promo terms, including reduced APR if applicable, if account is subject to Penalty APR. Payments over the minimum will be applied as required by applicable law. As of February 16, 2010, APR: 28.99%, and on all accounts in default, Penalty APR: 29.99%. Minimum Finance Charge $2.00. Subject to approval by Synchrony Financial.

Here's How to Apply for a GearNuts.com NOW Card

Follow the Link Below to the Short Online Form

Just fill out the online form, agree to the Terms and Conditions, and then submit it!

Find Out Your Card Status and Credit Amount

You'll likely receive an immediate decision about your approval status. If more information is needed, GE will contact you.

Use Your Card Today!

You don't have to wait for the card! Upon approval, you'll receive an account number. Simply use that number when you check out, and you can instantly take advantage of our current promotions.

Love Letters

‘‘ This may be my new favorite place to buy studio gear. By far the most fun I've had shopping in a long time. Thanks. ’’ – Rick D, Lansing, MI

Send us your love letter

Thanks, Rick — we try to put the "fun" in "fungus-free gear shopping"...

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